It doesn't randomly hit individuals but only those irresponsible atm holders. People who are not careful enough on the places and ATM they withdraw are the common victims.
SO WHAT IS ATM CARD SKIMMING?
Copying the information of your atm using a magnetic strip without the consent of the owner. The information details would be used to create a fake/clone atm card. And when the necessary information are now being stolen the next phase would be stealing your savings.
How the procedure works?
Scammers attach skimming devices the same size of the ATM/Credit Card. And when the user inserts the card it captures the information. At the same time when scammers also installed different devices to capture the PIN number of the card user.
Usually scammers would use small camera to record the 4 digit pin. Or they also alter the keypad by inserting a fake keypad that automatically saves the Pin number of the user.
How To Avoid being an ATM SKIMMING VICTIM?
- Be responsible and careful enough when you withdraw
- Cover the keypad the moment you will type your secret pin combination
- Don't withdraw on those rarely guarded Atm machines. Since scammers can easily install anything they want on those ATM's without security/bank authorities interference.
- Try to touch the keypad and try mo move it. Since if something is attached on it(fake keypad) you will notice it.
- Wipe the keypad or use a tissue after you use the ATM machine.
- Inspect the ATM and other areas for unusual appearance
- If anything is suspicious on that ATM machine find another one and don't transact.
FAKE KEYPAD
The moment the user types the pin combination. It automatically saves the pin. Try to feel the keypad and try to move it. This will allow you to notice if something is installed.HIDDEN CAMERA ON BROCHURE'S
Criminals would attach something on brochures. A tiny camera would be installed on it to record necessary information's
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